Your independent household bill watchdog.
Padlock was created to solve a universal household problem: bill confusion and silent price inflation. We track what you pay, spot savings you are missing, and help you keep more of your money.
Making household bills clear, fair, and effortless.
Most households pay hundreds of pounds more each year simply because monitoring renewal dates and standard variable tariffs requires constant vigilance.
Padlock acts as a continuous financial watchdog. By reading your bills, tracking contract terms, and comparing against regulatory benchmarks and market rates, Padlock gives you clear, plain-English answers on whether to stay, review, or switch.
The Padlock Difference
Designed to earn your trust every day.
Accurate Calculation
Every calculation is performed using exact pence math based on your actual bill. Padlock reads documents automatically and never guesses rates or savings.
Strict Data Privacy
Your documents are encrypted and accessible only through short-lived signed URLs. We do not sell your personal information or household data to third-party advertisers.
Complete User Control
Nothing is ever switched without your explicit permission. We provide objective, transparent recommendations, but every decision remains 100% in your hands.
Unbiased Recommendations
Tariff evaluation is completely isolated from commercial terms or supplier commissions. Recommendations are ranked strictly by net financial benefit to your household.
What Padlock covers today.
Energy
Active & LiveFull UK energy bill reading, Ofgem regional benchmark comparisons, unit rate calculations, and supplier switching.
Have questions or feedback?
We welcome enquiries from customers, consumer advocates, and prospective energy partners.
Get in touch with our support team via our Contact Form.